We are a boutique
Investment Advisory & Financial Consulting firm.
ABOUT US
Simply put, serving our clients’ best interests is at the core of Spirit Investment Advisors.
As a Registered Investment Advisor (RIA) we have a fiduciary responsibility to choose the investments that we think are best for our clients on a non-commission basis. It’s a fiduciary standard of care that is gaining support among regulators because it allows greater protections and transparency for you, the investor.
Personality traits such as likability, approachability, accountability, dedication & commitment are what best describe our firm leadership. We believe there is no substitute for the proven experience that comes from successfully investing through varying economic cycles over decades of experience.
Trusted Relationships
We have considerable experience in building value with clients through active listening in conjunction with our clients' portfolio history and objectives.
INVESTMENT ADVISOR
DAVID LEVY
SENIOR INVESTMENT ADVISOR
37-year seasoned Investment advisor, including Wells Fargo Advisors and A.G. Edwards & Sons. Mr. Levy is a private wealth manager overseeing an investment advisory practice that incorporates financial planning, portfolio management and aggregated financial services.
Stanford University Bachelor of Arts - Human Biology
SIPC Protection
Schwab is a member of Securities Investor Protection Corporation (SIPC), which provides protection for securities and cash in client brokerage accounts, including those held by clients of investment advisors with Schwab Advisor Services. SIPC protections are activated in the rare event that the broker-dealer fails (bankruptcy) and client assets are missing due to fraud or other causes.
In addition to SIPC, Schwab clients receive an extra level of coverage through "excess SIPC" insurance protection for securities and cash. This helps ensure claims will be covered in the event of a brokerage firm failure and funds covered by SIPC protections are exhausted. Schwab's Excess SIPC program has a $600 million aggregate (meaning the most the program will pay for the Excess SIPC portion of the losses).
FDIC Protection
The Federal Deposit Insurance Corporation (FDIC) is an independent agency that maintains the Deposit Insurance Fund which is backed by the full faith and credit of the United States government. Its purpose is to protect depositors' funds placed in banks and savings associations.
The FDIC insures accounts held at member banks up to $250,000 per depositor, per insured bank, based on ownership category. However, all deposits held at the same FDIC-insured bank in the same ownership capacity are added together to determine your total amount of FDIC insurance coverage at that bank.